A few pics...

A few pics (a  bit out of order) of the model townhome, what I saw day after work during a down pour, some things I spotted at Marshalls, and the first building finally completed.  The pics I took during the rain and the subsequent standing water concern me and will be brought up during my pre-construction meeting.

I've been....

Approved!!!!!!!!!!!!!!! (did I used enough exclamation points?) lol

I have been approved subject to the contruction of the property and final appraisal.  Found out this afternoon.  Wonderful news, thanking God for all his blessings!

Usually I work through lunch...today I decided head over to the community and take a look at the model house which is finally complete.  It was so exciting! The model was perfect.  It had some upgrades, like the 2ft extension, but instead of being overly glamourous it was more like a regular home which was great because I got to see what the choices I picked out for my bathroom would look like and it was 2 bedrooms instead of 3.  I don't know if the 2 ft extension made the upstairs bedroom overly roomy or not, but there was so much space.  I have pictures, but can't upload right now, will try to do so later.

I'm excited :)

It's been a while...

I seemed to have dropped off the face of the internet but I have been here and there lurking and admiring other folks homes and what not. 

There is nothing to report on my end though, which is frustrating.  BB&T asked for updated bank statements and paychecks on 24 August.  It's been almost 3 weeks and I haven't heard anything good or not so good about loan approval.  I am hoping to hear something by Friday.  And I say Friday because I had hoped to close in November at the end of my apartment lease.  The original bank documents had me closing 15 October which wouldn't have worked at all.  So this isn't a bad thing, let's say the official approval comes this week, if the pre-construction meeting is next week (wishful thinking) construction could start by the end of September and there's still a possibility of closing and moving in by the end of November.

My visits to the community have gone from every other day (in the beginning aren't we all so anxious, just like kids in a candy store) to once every two weeks, if that.  The first two buildings are almost finished.  Not sure what else there left to be done, but a few weeks back before the locks were put on the doors I drove by on a Sunday and snuck a peek.  Such an awesome feeling to go in and envision where I would put my things.  And it was just like Goldilocks...not too big, not too small...but juuuuust right.  :)  The following Sunday I thought I'd go back and take pics.  Yeah, not so fast because the doors were locked.  But the good thing is that hopefully the model will be ready soon (I remember the SR saying the model was supposed to be completed by August...) and I can take pics with it all decorated and spiffy. 

So I'll sign off now...frustrated but still faithful.  Ya'll take care.  :)

One Step Closer...

BB&T required a pre-appraisal prior to approval of my loan and I found out today that it's been completed.  My loan officer needs to review and will send a copy Monday, but I believe my information has moved to the next stage in this process...approval.  I was told it should take a week and hopefully I'll have some good news to share and I'll move to the next step...pre-construction meeting.

On another note...3 weeks ago I was involved in a car accident.  Thankfully I'm ok and the other driver was ok.  The only thing I could focus on during the whole ordeal was how it would mess up my plans to build my own home.  Through the grace of God my car had been paid off earlier this year, so for this to happen was devastating.   I learned a lot about myself and my family since the accident.  I learned that I don't have to be independent, that I do have folks I can count on, and that I need to spend more time with my family.  They were there for me and I'm so thankful for them.  Although my car was totaled by my insurance company, I was able to find another car...pay for it in full (with the help of my dad) and not miss a step...now that is truly  a blessing and I am so thankful and grateful to God for everything. #blessed!

Things are coming along...

with the first buildings and I like what I see.  Stopped by the development today and this was the progress on building one.  This building will house the model home which should be completed sometime in August. 

Don't blink or you'll miss something...

Hadn't visited in almost 2 weeks, things got kind of busy and I didn't have a chance to do so.  Today I decided to stop by and see how things were coming along. Talk about moving along at a fast pace!  The first two building are up, there is one building left before my work would start on my building.  It's a building of 5 and all the units have been sold. 

So before construction can start for me I need to be approved.  Talk about the appraiser and the underwriter needing to move things along.  I need to light a fire under someone :). 

But seeing how much progress has been made has me excited all over again.  

These two pictures were taken June 14: 

:)

These pics were taken today not even 1 month later (today - too hot to get out of my car and the cool a/c)

And here's a shot of the layout- I'm 1035 C

Happy 4th...

Well, it's not quite July 4 (although my neighbors in the apt complex seem to think so as I've heard fireworks going off since 10pm), but it's close enough.

No major updates.  My loan processor confirmed receipt of my check for the appraisal and all documentation.  She is waiting to receive the actual appraisal and will then send everything on to the underwriter.  Not sure how long that process will take, but I'm being patient.

I'll probably go by the site tomorrow to see if there's any progress.  My SR emailed me about something else but informed me that the first two buildings are already underway.  Talk about moving quickly.